When looking for the best checking accounts, it’s important to consider factors such as fees, account features, ATM access, customer service, and additional perks. Here are some popular checking accounts that are often considered among the best:
- Ally Bank: Ally offers an online checking account with no monthly maintenance fees and no minimum balance requirements. They provide unlimited ATM fee reimbursement and offer a competitive interest rate on their checking account.
- Capital One 360: Capital One 360 offers an online checking account with no monthly fees and no minimum balance requirements. They provide access to a vast network of ATMs and offer mobile check deposit and person-to-person payment features.
- Chase Total Checking®: Chase offers a traditional checking account with a wide branch and ATM network. They provide various account options and offer features such as mobile banking, bill pay, and access to their mobile app.
- Discover Cashback Debit: Discover offers a checking account that provides cashback rewards on debit card purchases. They have no monthly fees or minimum balance requirements and offer access to over 60,000 ATMs.
- Schwab Bank High Yield Investor Checking Account: Schwab offers a checking account that is linked to a brokerage account. They have no monthly fees, no ATM fees worldwide, and offer unlimited ATM fee reimbursements.
- TD Bank Convenience Checking: TD Bank offers a checking account with a variety of features, including mobile banking, online bill pay, and access to their extensive ATM network. They have low minimum balance requirements and offer customer service with extended hours.
When choosing a checking account, consider your banking needs, such as access to ATMs, online banking capabilities, and any additional features or benefits that align with your preferences. It’s also important to review the account terms and fees, as well as the overall reputation and customer service of the bank.